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We're Your Trusted Partners In

Commercial Marine and
Longshore Insurance

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COMMERCIAL MARINE & LONGSHORE SPECIALISTS

Marine Expertise.

No Marine Specialization Required.

LIG functions as an extension of your team. We bring 35 years of specialized marine and Longshore expertise so you can say yes to waterfront accounts, protect your clients, and keep the relationship exactly where it belongs — with you.​​

>50%

Quote-to-Bind Ratio

675+

Insureds

38

States and Territories

35+

Years of Expertise

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35 YEARS.
SIX EXCLUSIVE PROGRAMS.
ONE FOCUSED SPECIALTY.

The Accounts Most Wholesalers Pass On?

That's Where We Start.

Commercial marine and Longshore are not sidelines for us — they're the only lines we write. With access to nearly every major marine and Longshore market, six exclusive facilities (many underwritten in-house), and direct access to London markets as the only U.S.-based specialty marine Lloyd's broker, LIG is positioned to handle the accounts most wholesalers pass on.

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CORE PRODUCTS

Packaged Solutions
for Complex Marine Risks

Instead of piecing together disconnected coverages, LIG offers bundled, specialty solutions designed specifically for commercial marine and Longshore exposures — so your clients get cleaner coverage and you get a cleaner placement.

Marine Workers' Comp,
Longshore & MEL

Coverage for maritime employers whose workforce exposures go beyond standard workers' comp, including Longshore and Maritime Employer's Liability.​​​​​

  • Workers' compensation, known in the marine market as "State Act," including coverage for shoreside operations of primarily marine insureds and businesses where marine is a small part of their operations
     

  • Longshore & Harbor Workers' Compensation Act (LHWCA) coverage
     

  • Maritime Employer's Liability (MEL)
     

  • Expert guidance on jurisdiction questions, gray-area classifications, and hard-to-place labor risks

Marine Umbrella & Excess Liability

Excess capacity built specifically for marine liability structures, not retrofitted from a general lines program.

  • ​​Designed for marine exposures, not adapted from them
     

  • Simplifies layered placements
     

  • Supports complex, unusual, and high-limit risk profiles
     

  • Single-layer coverage where it makes sense

Marine Liability
 

Liability coverage for the full range of marine operations, from terminals and shipyards to vessel operators and stevedores.​​​​​​​​​​​​​​

  • ​​Marine General Liability (MGL), a marine-specific companion to the standard CGL
     

  • Ship Repairers Legal Liability
     

  • Terminal Operators & Stevedores Legal Liability
     

  • Protection & Indemnity (P&I)

Cargo / Stock Throughput

Integrated coverage for goods in storage and in transit, closing the gaps that standard cargo policies leave open.​​​​

  • ​​​Cargo and stock throughput solutions
     

  • Aligns storage and transit exposures under one structure
     

  • Ideal for importers, exporters, distributors, and goods in motion
     

  • Reduces coverage disconnects across the supply chain

Inland Marine,
Equipment, Hull & Machinery

Property and equipment solutions for marine contractors, operators, and businesses working on or near the water, including coverage for equipment over water that standard inland policies typically exclude.​

  • ​​​​Inland marine coverage
     

  • Contractor and equipment-focused solutions
     

  • Hull & Machinery
     

  • Supports mobile and operational risks

Exclusive Underwriting Programs

Six exclusive underwriting programs, many facilitated in-house, give LIG capabilities that standard wholesale channels simply can't match. ​

  • ​Reserved for select, best-in-class risks across our core marine and Longshore classes
     

  • Faster, more flexible decisions through in-house underwriting authority
     

  • Consistent capacity and program continuity, year over year
     

  • Direct access to program underwriters, not a standard wholesale queue

WHO WE WORK WITH

Built for Agents and Brokers.
Marine Specialists or Not.

You don't need to specialize in marine insurance to work with LIG. Whether you encounter a waterfront risk once a year or build your book around it, we give you the expertise, the access, and the confidence to respond.

 ✓ No marine specialization required — we guide you through the risk

✓ Say yes to waterfront accounts without exposing your E&O

✓ Bundled solutions that simplify complex, multi-exposure placements

✓ Expertise in unusual, hard-to-place, and one-of-a-kind risks

✓ Your client relationship stays exactly where it belongs — with you

✓ Best-in-class marine and Longshore education for your team

If there's uncertainty around a marine exposure,
that's exactly when to call us.

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COMMON ACCOUNTS WE WRITE

Per-account minimum premium: $10,000

Have a Risk for Review?
Send it to us today.

LIG's underwriters review submissions promptly, and with a quote-to-bind ratio above 50%, we're not in the habit of passing.

STAY CONNECTED

Relevant Updates.
Valuable Resources.
Delivered Monthly.

Join agents and brokers who rely on LIG for marine market updates, coverage insights, and practical tools for your agency.

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